Houston Oasis Talk
My talk to Houston Oasis on January 21 is available on You Tube https://www.youtube.com/watch?v=1ByaynUEFCY I am introduced at 43:25
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The Conflict between Preservation and Affordable Housing
An inevitable result of government’s growing intervention in economic matters is a conflict between various policy goals. An example of these conflicting goals is the goal of preserving historic buildings and the goal of providing affordable housing. A common feature of preservation ordinances is that repairs to an existing building must use “in-kind” materials. For…
Unleashing a Gusher of Affordable Housing
In the late nineteenth century, self-taught geologist Patillo Higgins concluded that a salt dome in Beaumont contained oil. Geological experts scoffed at Higgins’ claim and publicly urged investors to avoid him. When Spindletop erupted as the world’s first “gusher” in January 1901, Higgins proved the experts wrong. In helping to launch the Texas oil industry,…
The Responsible Will be Punished
One’s credit score determines one’s ability to obtain loans at favorable rates. Those with a higher credit score are deemed to pose fewer risks. Over time, they have demonstrated the ability to borrow judiciously and pay back their loans. Those with less stellar credit scores haven’t. But now, the Biden administration wants to punish those…
The Affordable Housing Crisis: Causes and Cures
In recent years, we have repeatedly been told that Texas is facing an affordable housing crisis. In June 2017, the Texas Tribune reported that “more than 2 million urban Texan households, most of them renters, are considered financially burdened by housing costs because they spend 30 percent or more of their income on housing — and…
The Housing is a “Right” Movement
A growing movement across the nation claims that housing is a human right. Indeed, in March 2020, Representative Pramila Jayapal introduced the Housing is a Human Right Act of 2020. The bill aims to “address and end root causes of homelessness; transition communities towards providing housing for all; and ensure full democratic participation of persons…
A Bill of Wrongs: Ban the Box
Atlanta has joined a growing list of cities and states considering a “Tenant’s Bill of Rights.” Contrary to the claims of the proponents of such laws, the proposed law is more accurately a bill of wrongs. Among the provisions in Atlanta’s bill of wrongs are: A right to counsel in eviction hearings Rent “stabilization,” also…